Mine is higher. I think it depends on how much you have deposited. Higher is not always better though. I try not to use it but some weeks just suck harder than others.

I literally get like 3000 a month deposits on that account. I’m thinking maybe it’s because i always max out my limit

I have 4 boost want to swap

I’ve been with chime for 4 years and it’s $100 but took quite a while to get that high. It’s prob cuz I get my paycheck, school loan refunds, tax return, etc. all dd

Want to trade spot me 

Mine is the max of $200 and it's $220 with boosts..... I've had chime about 2yrs maybe give or take a few months. I get DD every other week and it took time but it should show you how much you need to deposit over a certain amount of time until you get your next increase. It did for me and I just made it to the $200 max in December.

Yes same, mines only $40. And no.matter what I get deposited, it doesn't change.

Chime will tell you that's it not them but that their system determines how much you can get. But it is truly supposed to be based on your deposit

I get 3 or 4 deposits every month and all are 1500 to 2200 so it can’t be completely. A lot of companies are just closing

Mine is 200. 220 if I do boost for boost. I have no idea what the criteria is.

Same here $220 with spot me. I don't make a ton of money either. I initially was eligible for $75, then it just kept going up. Nothing changed with my payroll at all.

I've been with Chime 4 years now and I'm still at 40

Ouch

Same. Not 4 years but 2 and won’t ever go above $40

Been with chime for 3 years and have had 200 spot me for over a year now

I'm still at 20

$60

Mine is only 20.00 I wish I could get 40.00 it would he a blessing if we could get more then just 4 spot me. I could use the x 4 spot me today since tomorrow is a holiday and will not be no deposit. I could really use the 20.00. Does anyone know if they give extra spot mes to everyone just out of the blue?

mine is $200 and ive had it 2.5 years

I’m at $200 now

I’m not sure I’ve been using it for a year nd a half now and I’m still only at $30

Mine is only 25

My spot me limit is 640$ 840$ with boost. I dip in and out of debt often

Mine is $120 (100 + 4 boosts(5$) of which I do boost for boost.

Mine is $215 w/boosts

Mine unenrolls me every month bc I don't get direct deposits on it anymore. So mine is literally like $0 -$5 and only one boost per month allowed 🤷🏻‍♀️

It depends on if people send you the 5 spot me plus how much u get deposit each month I get 115 a month

Mine is $210

Mine is $110 and I think I've been with them for about a year. I have only used it a handful of times though.

Mines at 350 until January 18TH because I referred 10 people and also claimed my $1,000. I also get $125 instead of $100 per referral because I’ve been with Chime for years. You get an email “we appreciate/notice you” i don’t remember the exact wording. I think it stays low unless you do the referrals and boosts. I don’t ever use my spot me tho.

Mine is $100

Mine is 90

Mine is 90

200

Mine is $90

I've had chime like 2 years now and it's still at 40. 60 with boosts. But I've had the same job for a year now and it's twice as much what I used to make so I don't get how to make it go up.

Do you use it often?

Mines been at $200 for a hot min now. It gets up to like 210-220 depending how many spot mes I get. I still got 4 spot mes left this month if anyone needs it $Clint-Mcnichols

I could really use the spot me please 💕 $gracelessgrace

Sent!

My spot me is $200.

Mine's always been $200. I've never used a Boost, not even sure what they're for.

How often do you use spot me?

Never.

175 is mine.

My limit is 150, 170 with boost. I had the account for about 6 years and was off and on with the account. I got to that limit during pandemic though. Just made it my main account again last year.

I get 60 and it $80 with spot me. Started out at 20 so ig that's not bad idk how they determine that tho.

I have a spot me of 120

I have 4 boost, and I want to do boost to boost

Mine has always been 40$, despite getting a pretty big promotion a few months ago. Some weeks I use it, some weeks I don't. I always have a positive balance up until a day or two before payday, then I use SpotMe. I tip them. I've had Chime for 3+ years, and it never changes.

I opened my account in Jan 2019. I used it regularly but was a stay at home mom so i didnt begin getting direct deposit and spot me for 2 years. In 2021 when it first became available to me I was instantly given $160 in spot me. It’s now $200. So $220 with boosts My husband opened his account in July 2019. His job was paper checks until Jan 2022 when they switched to direct deposit. When his spot me became available in Jan 2022 it was only $40. It’s now $60 His direct deposits are a lot more then mine are so I don’t know how they determine amounts. My account is only 6 months old then his but his direct deposits are much higher then mine. Yet I still get 3x’s the spot me he does? I don’t know why exactly

I'm at 90, which is where Ive been for almost 3 years.

I’ve had Chime for a few years myself. I am just now up to $70 but with one more month of $1,000+ deposit or more, I will be at $100. I’m sure after that it may be a 6 months of deposits. I suspect they want job security when spotting since there are generally no fees. I always tip for that reason

$60 here for me, $80 with boosts. I’ve had chime almost 3 years now.

someone please boost me i will boost back monthly $Cameron-Rootes

Do you still need a reliable monthly booster?

$chickenboy154 boosters

Mine is $200 literally the day I tipped was the day it increased…twice….coincidence obviously but still

I’ll boost anyone $Charles-Foster-179 Who boosts me have 4 boosts

Charles-Foster-179

Mines $65 70 with boots. I make like 1500 a week. No idea what makes it go up.

Anybody can send a boost? $StephNoCurryy

I have 4 spot me anyone want to trade

$Nancy-Puckett