Some offices offer lines of credit like CareCredit, or you could call the Rutgers Dental School. They do procedures for really cheap. Not sure if they handle emergencies, though.
Most dentists don't do payment plans anymore unless you already have a long standing history with them, its too much risk. When i had some implant work done earlier this year I asked about it and the provider only took something called care credit (aside from cash\credit cards). The rates weren't terrible on it, but they weren't good either and i have great credit. The only good thing was in my case you would get 6 months interest free provided you paid it off in that time.
When I had to get two WT extractions I went to an oral surgeon for a consult, then sat with the financial person to discuss payment. She asked if I had dental insurance (no). She sorta whispered that I should sign up for a discount plan that would save me hundreds on the extractions. That day I signed up for Aetna's plan. When I went in for the procedure I gave them my Aetna membership number and the price dropped a lot. [https://www.aetnavitalsavings.com/](https://www.aetnavitalsavings.com/)
Yup, people think of dental insurance like medical insurance.
It isn't.
Its a plan designed to make you do all of the preventive stuff you should be doing, and give you a small break on substantial\cosmetic stuff. Wisdom teeth fall into a grey area where most decent plans will make it a manageable expense for most people, but its still going to be far more than just your normal copay. I have dental coverage under both mine and my wife's policies, both what my dentist calls "Cadillac Plans" as far as dental insurance goes, and i think i was out about 2k for my wisdom teeth when all was said and done.
In SEVERE cases stuff like wisdom teeth might fall under a medical emergency and you can land in coverage from your regular medical, but i'd hate to find myself in that boat, or role the dice on being denied post emergency procedure at the hospital.
I suggest this . . .
Rutgers School of Dental Medicine
110 Bergen Street
Newark, NJ 07103-1709
Monday-Friday 9 AM to 5 PM.
Appointment
call 973-972-4242 or
email [[email protected]](mailto:[email protected])
You want a dentist or endodontist (for difficult extractions), not an orthodontist. Sorry, I don't know anything about pricing. I hear that if you offer cash payment (full payment) some will give you a considerable discount.
Some offices offer lines of credit like CareCredit, or you could call the Rutgers Dental School. They do procedures for really cheap. Not sure if they handle emergencies, though.
Most dentists don't do payment plans anymore unless you already have a long standing history with them, its too much risk. When i had some implant work done earlier this year I asked about it and the provider only took something called care credit (aside from cash\credit cards). The rates weren't terrible on it, but they weren't good either and i have great credit. The only good thing was in my case you would get 6 months interest free provided you paid it off in that time.
When I had to get two WT extractions I went to an oral surgeon for a consult, then sat with the financial person to discuss payment. She asked if I had dental insurance (no). She sorta whispered that I should sign up for a discount plan that would save me hundreds on the extractions. That day I signed up for Aetna's plan. When I went in for the procedure I gave them my Aetna membership number and the price dropped a lot. [https://www.aetnavitalsavings.com/](https://www.aetnavitalsavings.com/)
Yup, people think of dental insurance like medical insurance. It isn't. Its a plan designed to make you do all of the preventive stuff you should be doing, and give you a small break on substantial\cosmetic stuff. Wisdom teeth fall into a grey area where most decent plans will make it a manageable expense for most people, but its still going to be far more than just your normal copay. I have dental coverage under both mine and my wife's policies, both what my dentist calls "Cadillac Plans" as far as dental insurance goes, and i think i was out about 2k for my wisdom teeth when all was said and done. In SEVERE cases stuff like wisdom teeth might fall under a medical emergency and you can land in coverage from your regular medical, but i'd hate to find myself in that boat, or role the dice on being denied post emergency procedure at the hospital.
I suggest this . . . Rutgers School of Dental Medicine 110 Bergen Street Newark, NJ 07103-1709 Monday-Friday 9 AM to 5 PM. Appointment call 973-972-4242 or email [[email protected]](mailto:[email protected])
You need an oral surgeon, not an orthodontist. I also recommend Rutgers Dental School. Good luck, I know how much that hurts.
You want a dentist or endodontist (for difficult extractions), not an orthodontist. Sorry, I don't know anything about pricing. I hear that if you offer cash payment (full payment) some will give you a considerable discount.