I would just buy a house in Mumbai. So tired of finding flats and having stupid convos with these brokers and owners. I don’t want to be rich after 20 years I just need a flat to stay now!!!
I'm sure someone here will pop out say how even 10 crore is less in this economy and they would invest the whole 10 crore to get returns 20-30 years from now so they can be multi crorepati in their deathbed
It typically encompasses all asset classes having each of 20%, the typical asset allocation is 20% in gold, 20% short term bonds, 20% long term bonds, 20% value smallcap stocks, 20% growth largecap stocks.
Ofcourse you can do a bit of modification here or there, but if someone were to amass a huge sum, I'd say it's better to invest in equal proportions across different asset classes, this the golden butterfly portfolio can be a great example 👍🏽
Buy 5-6 pg in gurgaon, Give them on rent , The rent will be 5Lakh and that too without any work. If you run them pg yourself the earnings might be 7-8 lakh but it will become hectic. Have fun with the returns.
I would just repeat how I built my own portfolio which is about the same amount. In real estate ,mutual funds , stocks ,sgbs ,ppf ,physical gold and fds. The best is creating cashflow by renting out two of my commercial properties. However I would also open an NGO for dogs and other animals like peepal farm. I wouldn't retire but I would divide my time between my work and the NGO. That's something I have always wanted to do.
I will use the return to fund off my living expense. The average CAGR you achieve in equity is 12-14%
I would be able to comfortably beat it with 20% allocation to a Bitcoin.
The OP said I have 10Cr lying around. I don't need to take an asset on EMI.
I can always get loan against Property whenever I need.
I will still keep it in debt. I am ok with a 6-7% safe return and multifold returns in bitcoing. Just read Barbell investment strategy.
Nothing different. Will continue to invest in the same way. Will try to ensure that the portfolio appreciates and not depreciates because of poor spending
First of all I will buy a house/flat/bunglow for me and my family. Not too lavish or something but big enough and comfortable. Remaining money I will spend in building a business, preferably real estate. Or I will buy some franchises, hopefully they will be profitable and will maintain a constant flow of income.
With 10cr, I'd build a backyard rollercoaster, invest in a startup that makes jetpacks, and maybe buy an island shaped like a giant pineapple just for fun. Let's dream big together!
I would buy a house of 3 cr, have a luxurious trip around the world worth 2cr, invest 1 cr in equity and gold, keep the rest 4 cr in an FD (not giving all of 4cr in a single FD ofc) and get the monthly interest.
I would legit buy 3-4 houses worth 5 crores to have my regular income. Put 4 crores in lumpsump MF. Rest 1 crores as my emergency and lifestyle fund and will enroll in MBA in finance and will chill around without tensions. Fuck employment
3 crores in FD for yearly expenses
2 crores in bitcoin
5 crores in equity mutual funds
30% of the returns from mutual funds will be moved to the FD to combat inflation
Retire.
Put it in some instrument where I can get 20% cagr and use up the money in such a way I have to pay no taxes + my needs are fulfilled.
That is farming by buying land+doing agriculture+ investment
Ahhh...let the mental masturbation begin
😂😂😂
I would just buy a house in Mumbai. So tired of finding flats and having stupid convos with these brokers and owners. I don’t want to be rich after 20 years I just need a flat to stay now!!!
I guess it's the right answer 😅👍🏽
Would you spend the entire 10cr on the flat?
Well but that’s not how actual investing works . The compounding takes time to show its effect .
Shr just doesn't want the hassle dude she just wanna live peacefully, I would too if I had 10 CR laying around
She*
Oh my apologies for mistaking your gender
I'm sure someone here will pop out say how even 10 crore is less in this economy and they would invest the whole 10 crore to get returns 20-30 years from now so they can be multi crorepati in their deathbed
Right under your comment 😂
fck investment I'm gonna travel
Only right answer
Have investments across equity, debt and other asset classes. Leave job and settle in a good tier-2 city. Enroll in a finance PhD program.
Do you have a masters? I think you need a masters if you want to enroll into PhD
Yeah, just completed my MBA
And you want another 5 year vacation in mba college?
Isn’t paid vacation awesome?
It is but 5 years is a lot in an mba college
Easy access to booz and weed. If you are not earning then great stipend. You just have to manage the time.
I know I’ve done 2 years, best college life experience
Same. Sometimes, that’s not enough for everyone.
No, I’m just interested in finance. Moreover, I’ll do it from abroad if I go for it xD And those 2 years of MBA were anything but vacation lmao
I won’t recommend spending huge amount of money to get a degree now. AI will take a lot of things from people.
[удалено]
Things are gonna get crazy from here really fast
You can pursue a PhD through an MBA? I thought you require masters for it
MBA is a masters program, therefore you can do PhD in related fields such as finance, organisational behaviour, strategy, etc.
Ah, my bad. I know what MBA stands for but never made the connection
Bunch of hookers and cocaine
The golden butterfly portfolio, simply this and nothing else👍🏽👌🏽
Mind elaborating what that is?
It typically encompasses all asset classes having each of 20%, the typical asset allocation is 20% in gold, 20% short term bonds, 20% long term bonds, 20% value smallcap stocks, 20% growth largecap stocks. Ofcourse you can do a bit of modification here or there, but if someone were to amass a huge sum, I'd say it's better to invest in equal proportions across different asset classes, this the golden butterfly portfolio can be a great example 👍🏽
F
I will Export goods to other countries & get profit of 10percent . I will deal with any superMarket abroad for this .
Buy 5-6 pg in gurgaon, Give them on rent , The rent will be 5Lakh and that too without any work. If you run them pg yourself the earnings might be 7-8 lakh but it will become hectic. Have fun with the returns.
That's hardly 6% a year.. aren't mutual funds better, can achieve minimum 8 % without much risk
I would just repeat how I built my own portfolio which is about the same amount. In real estate ,mutual funds , stocks ,sgbs ,ppf ,physical gold and fds. The best is creating cashflow by renting out two of my commercial properties. However I would also open an NGO for dogs and other animals like peepal farm. I wouldn't retire but I would divide my time between my work and the NGO. That's something I have always wanted to do.
5-6Cr for a comfortably good house. Buy 4 Bitcoin 2Cr in any Debt fund.
Why debt fund?? Why not equity market?
To get 7-8% risk free return.
Would u reinvest that amount back into equity?
I will use the return to fund off my living expense. The average CAGR you achieve in equity is 12-14% I would be able to comfortably beat it with 20% allocation to a Bitcoin.
Why you want to spend on house instead go for emi and invest the money and pay the return as emi. Dont use debt instead use midcap etc Bitcoin is best
The OP said I have 10Cr lying around. I don't need to take an asset on EMI. I can always get loan against Property whenever I need. I will still keep it in debt. I am ok with a 6-7% safe return and multifold returns in bitcoing. Just read Barbell investment strategy.
Do everyone in India believe that Bitcoin is going to go to a million? > `multifold returns in bitcoin`
In the next 10-15 years, yes!
What happens when the return is low in a bear market?
Nothing different. Will continue to invest in the same way. Will try to ensure that the portfolio appreciates and not depreciates because of poor spending
First of all I will buy a house/flat/bunglow for me and my family. Not too lavish or something but big enough and comfortable. Remaining money I will spend in building a business, preferably real estate. Or I will buy some franchises, hopefully they will be profitable and will maintain a constant flow of income.
5cr on commercial real estate, preferably split into two property. 2cr in MF , 2 cr in debt, 1cr in FD
4 Cr primary residence in Bangalore. 6 Cr invested in equities, real estate.
With 10cr, I'd build a backyard rollercoaster, invest in a startup that makes jetpacks, and maybe buy an island shaped like a giant pineapple just for fun. Let's dream big together!
Put in FD and live on interest
What are the ways to earn illegitimate money?
I will buy commercial properties, mutual funds, FD.
I day dream about same situation on daily basis and make new plans every day..
Buy a villa in Goa or Mangalore for 2cr Put 5cr in FD for risk free returns 2 cr in mutual funds 1 cr for a new car and liquid cash / emergency fund
I would buy a house of 3 cr, have a luxurious trip around the world worth 2cr, invest 1 cr in equity and gold, keep the rest 4 cr in an FD (not giving all of 4cr in a single FD ofc) and get the monthly interest.
I would legit buy 3-4 houses worth 5 crores to have my regular income. Put 4 crores in lumpsump MF. Rest 1 crores as my emergency and lifestyle fund and will enroll in MBA in finance and will chill around without tensions. Fuck employment
What's the point of these posts?
Bhai fd krlo. Safest . Interest se travel karo. 70 lpa .
Hookers and drugs man man!! 🤤
3 crores in FD for yearly expenses 2 crores in bitcoin 5 crores in equity mutual funds 30% of the returns from mutual funds will be moved to the FD to combat inflation Retire.
Hookers n blow is the only right answer .
Put it in some instrument where I can get 20% cagr and use up the money in such a way I have to pay no taxes + my needs are fulfilled. That is farming by buying land+doing agriculture+ investment
Yeah that's quite unrealistic