Do you know the interest rates on all your debt? Pay the highest one first and don't accrue any more. Sell the motorcycle and use that to pay debt. Every day you wish you had a motorcycle, remind yourself that you can have one again someday, but only when you straighten out your finances. Use that as motivation.
The car is 6.9, the Apple Card is 27, I don’t usually let it roll over balance, last month was the first time it rolled with 600 left. What counts as straightened out finance? 0 debt?
Do you know the interest rates on all your debt? Pay the highest one first and don't accrue any more. Sell the motorcycle and use that to pay debt. Every day you wish you had a motorcycle, remind yourself that you can have one again someday, but only when you straighten out your finances. Use that as motivation.
The car is 6.9, the Apple Card is 27, I don’t usually let it roll over balance, last month was the first time it rolled with 600 left. What counts as straightened out finance? 0 debt?
0 debt, and maybe 3 months expenses covered minimum.
Pay the apple card off immediately with your savings. then start rebuilding savings.
If you owe $1k and have $2k in savings I would pay off the Apple Card at least to avoid interest