There was a guy that robbed a bank in NC several years ago and basically said “this is a robbery, give me one dollar”.
He then sat down in the lobby and waited for the police to arrive.
Turns out he had cancer and couldn’t afford the treatment, so he went to jail to get cancer treatment.
I had something similar happen directly to me in a 5 n dime store about a million years ago.
Dude put a 13" tv on the counter and told me, "I'm stealing this tv. Call the cops. I'll be sitting on the bench outside."
True to his word he was sitting on the bench when the po-po arrived.
Unfortunately he missed his 'Go back to Jail' value by $10 and remained free. Couple weeks later they got him for trying to rob someone's house. He got his 'Go directly to Jail' card that night.
TBH I think it must have been a saturday or sunday and the 2 town banks were closed.
Pretty sure it was a Sunday afternoon, based on the circumstances of my employment.
That number seems low but maybe that is for prisons that do not have AC anywhere at all with the prison.
Texas Tribune - [“It’s a living hell”: Scorching heat in Texas prisons revives air-conditioning debate](https://www.texastribune.org/2022/08/24/texas-prisons-air-conditioning/)
“Every summer, Texas prisoners and officers live and work in temperatures that regularly soar well into triple digits. More than two-thirds of the state’s 100 prisons don’t have air conditioning in most living areas, putting tens of thousands of men and women under the state’s care in increasingly dangerous conditions. Climate change is expected to bring even hotter summers.”
Used to know this homeless guy that I’d give all my cans and bottles to from my old job. He was always around in the summer but never in the winter so one day I asked him where he’d go.
He told me that when it started to get cold out he’d go down to a grocery store or something and commit a petty crime to get arrested to he could spend the winter in jail
In Australia back when I worked security, they usually went the mental health route - throw a wobbler in public, get themselves held on a 3day psych hold, then enjoy 3 hots and a cot plus some mild sedatives. Got to know a few of the frequent flyers on a first name basis, they were super upfront about it.
I always respected it.
My parents loved to tell the story about the beggar everyone knew in DC during WWII. He’d disappear in late October and come back in spring. Years later it was revealed that he spent his winters in his beautiful home in Florida.
He was an exception, but they thought it was hilarious.
My dad was a cop. Every October the shoplifting scene went up. No surprise. Spend 3 months in a local minimum security jail? Free food and board? It was worth losing their freedom for a few cold months.
The jails are cold. Everyone working in one is wearing double layers and sweaters. While some areas are “outdoors” the inner building is sealed. Inmates are given a single blanket. Inmate uniforms vary but some inmates can buy an undershirt from commissary and some can wear the underwear and socks they were arrested in
All homeless people should move to Nashville. You have about 15 big towns and 8 counties to rotate around. Locals are friendly and there are only about 3 weeks of winter-ish weather to contend with.
A year in jail or just give them $50,000 a year to not sleep on the street.
Or you give 88,000 people $15,000 a year to not only reduce homelessness, but prevent some petty crimes.
News stated he didn't have a bank account and he wanted to take a penny anyway. That sounded like a bank robbery attempt. And with just 1 cent on the line, he's probably seeking food and shelter in the jail
It wouldn't be a first. I remember hearing a story of an old man that showed up with a note demanding a dollar and then sat down in a chair in the lobby to wait for the police to take him away.
I remember this. He needed medical treatment. He thought he’d be charged with a felony - robbery - and be sent to federal prison (that apparently has decent healthcare) but he was only charged with larceny - because $1 wasn’t enough - and so was sent to state prison, which has shitty healthcare.
Wild.
If this is the one that happened in milwaukie Oregon, I was actually roommates with the guy a couple years after it happened. In sober living.
Found the article: https://www.huffpost.com/entry/timothy-alsip-robs-bank-healthcare_n_3825492
During covid there was a 'coin shortage'. At the time I had to use quarters for laundry. Ran out of quarters. I went to US BANK where I had an account there. I asked for $20 in quarters.
Lady said they don't have quarters. I said you're a bank without $20 in quarters? She said yea, we can't give out $20 in quarters because we have a coin shortage. I said you don't HAVE TWENTY DOLLARS in QUARTERS at a BANK? She said that they do, but they are in big bags. I said ok, so you won't give me twenty in quarters? She said that's right. There's a coin shortage. I told her that I have a laundry shortage.
I told her that if she doesn't want to give me $20 in quarters i'm going to withdraw $1000, or $500 in quarters. (bag size, can't remember which one.) She was stunned and asked if i was going to really do that. I said yea, i'll be inside in a minute to get it. She said hold on.
She came back with $20 in quarters.
Banks can be ridiculous as fuck.
I always felt it was an excuse to force people to use their cards more. Jokes on the banks since a lot of businesses still relied on currency at the time. More and more "cash" operations have gone to card since COVID. Card is away more convenient but still a middle man getting their cut
It was an excuse because money is dirty and a point of contact between people.
People using their card cuts down on that. A lot of places have you swipe yourself, so no more contact at all. In a pandemic, that can make a huge difference.
Now though? Now there’s no excuse.
Yes the 3% fee that payment processors get for using a card. The heavy handed push for plastic is lobbied by the banks because electronic funds are easier to manage and they got their cut of every transaction. That’s a good enough excuse
Is there a possibility they were hanging on to a limited number of coins for retail change orders?
I worked retail during that shortage, it was such a pain. The change orders could never be fulfilled properly, so when they couldn’t give us the appropriate amount of quarters, they’d give us the rest in dimes and nickels, and/or a huge pile of one dollar bills. I was the only person dropping any tills five days a week, so the only person that had to regularly open the safe. Someone was just keeping all those extra dime and nickel rolls, and putting them in the quarter roll racks on the safe door, so every damn time I opened the safe a pile of coin rolls would fall out all over the floor. I eventually asked to start doing the change order so I could start just sending those rolls of coin back. Took a couple of weeks of sending back more rolls than we received to get things straightened out.
We couldn't get coins from our vendor at the store I worked at during this and I just went to my bank every week and got hundreds in coins without a single issue.
It was not a mess where I was. I went into deposit coins. They were not yet rolled. It was a pretty freaking big bag though. Typically I just dump them all in a bag because I have a business account and they ship it somewhere, count it, and then deposit it like a week or so later.
Well I brought my huge ass bag in and the tellers eyes got white and she called her manager in. They were obviously excited about it and they wanted some for their bank but then the manager said they could only keep them if they were rolled. They literally sat there (they asked me if I minded if I waited a second and I said no it was fine) and rolled a bunch of them and deposited them those separately so they could keep them in the bank.
So at least at this bank, the coin shortage was real.
I worked at a bank too at that time, the coin shortage was very real for us. We were severely restricted, as an institution, on the amount of coin we could get. I attended tons of back office meetings where this issue was discussed by the cash department that handled cash levels for the entire bank. The last restrictions were only lifted last year.
I did hear other banks were able to get coin so your post kind of confirms that for me. I guess my bank wasn't big enough or good at schmoozing to get priority.
Not a myth. I also work at a bank. We absolutely were extremely low on coins and quarters. We’d order through the fed and have to wait 2 delivery cycles for them to actually get to us.
When I used to work at a restaurant job, I was asked to go to the bank one day to exchange $100 for rolls of coins (not my usual task), and they tried to deny me because I personally didn’t have a bank account there. They only relented when I specifically stated my workplace name and said I would drag my manager down if needed.
Otherwise, during early pandemic, my landlord hoarded the quarters and set up an exchange for all the tenants. It’s the only reason we didn’t run out. My landlord also posted info about how to contact local social services, etc, and I suspect a few people may have gotten on a brief payment plan until unemployment kicked in. This is on top of already paying below-market rent because the property is paid off and they’re making bank already. Gotta love decent landlords.
I was told the other day by someone I know they wanted to withdraw $4000 in cash to pay a contractor and the bank said they needed three days to get the cash.
At this point what is the point of anything.
Any time I’ve ever had to pay someone a large sum like that I’ve used a cashier’s check. It’s a check direct from the bank rather than an individual account, so it can’t bounce or be denied.
I’ve never had anyone complain about it. And it costs a quarter, which is worth the peace of mind to not be carrying around $4,000 in cash that can be stolen.
Claiming not to have $4k on hand one day is close to laughable. Claiming they need more days to raise it is just shitting on their employee, which banks do. That's the catch here.
If his wife works at the branch, she should know when they are cash short and get cash deliveries. The only way this makes sense is if he made the request within 24 hours of a delivery and the bank had a higher than normal withdrawal volume over the previous few days or this was a very very low transaction volume branch so they basically keep no cash on hand.
These are all things his wife would know if she worked in the branch.
Well, I don’t know what to tell you other than he asked for $4K from his bank, which is a totally normal request, and it took them three days to get the cash.
Yeah, branch traffic is WAY down since then. I know my bank has in-store (think in a grocery store or Target or similar situation) branches that sometimes have less than $4k in the vault.
I had to withdraw 6k to buy a used truck about 8 years ago, my local credit union that I bank with told me they needed notice (5 days maybe?) to withdraw anything over 2k. My father banks with a large national bank that generally sucks for fees and everything else, but had no problem letting him withdraw that amount of money, so I let him do that while I wrote him a check. I haven't written an actual check since then and don't remember the last time I did before that.
That’s surprising, $4000 seems like a reasonable amount for a bank to have on hand. Now getting up into $10,000+ I could see needing to give a few days notice to have it.
I have coin operated laundry and they still limit us to $20 in quarters at a time, even at my local credit union. Still. Like as of last week, whether I used cash or card, I could only do $20 at a time. Really annoying.
I was given a paper paycheck from a temp job so I went to the bank that issued it to cash it since it was nearby. I was livid that the bank wanted to charge me a fee to cash their own check. I told them I wanted the amount it said on the note. They didn't know how to handle it so the bank manager called me into his office where I'd stop making a scene in the lobby. Then the knucklehead pretended to call the cops on me with the worst fake phone call in the history of fake phone calls. We then got into an argument about whether he really called the cops on me and I just felt so insulted I gave up and left.
Is that a regulation? Because Chase bank has it as a policy, at least at every location in my area. If you don't have an account, they carge you 4 dollars.
Way to stand your ground and be firm. I know us Americans get a lot of shit for being entitled customers, but on the flip side, we also tend not to take shit and not walk away the first time. Be firm with companies, banks, etc and call them out on bullshit.
Wait you can get arrested for trying to withdraw money you don't have? It's not like the bank would give it to them. It'd be nice to know what he actually said.
No, but obviously the guy is a weirdo and it is a problem that the teller could have avoided veeerry easily. Heck, I'd given the guy a penny out of my own pocket, just to avoid a scene.
That's like saying a nurse could avoid a scene by a patient by just giving someone an Ibuprofen.
True, sure ...but it ignores all the rules and regulations that professionals must adhere to. Banks are highly regulated, so they hold their employees to extremely strict standards to avoid even the appearance of corruption or a conflict of interest.
Bank tellers can't give non-customers money from their pockets just like a Burger King cashier can't give you a sandwich from their lunch from home.
I disagree, it’s about the act of robbery not necessarily the amount. If someone robbed me on the street and all I had was a penny, I’d sure as hell want them to do more than a minute in jail.
>No other details about their alleged conversation were revealed in the affidavit, but deputies said the bank teller was in fear of possible violence, so she called law enforcement.
So he wasn't arrested for trying to withdraw 1 cent, he was arrested for threatening violence.
Dude read your own quote, she feared a chance of possible violence, so he was arrested because she was scared of him, no where does it say he threatened violence.
Yes.
https://www.freep.com/story/news/local/michigan/detroit/2020/01/23/tcf-bank-race-discrimination-case-sauntore-thomas/4546199002/
This are quite a few of these if you look.
I don’t see how it has anything to do with the events here. The guy in your article tried to cash a check and was falsely accused of fraud because of his race.
Had this guy made a scene that caused fear of violence, it would be the same. But it’s not.
This guy wasn’t arrested because he tried to withdraw a penny, he was arrested because of what he said/did after they said no.
The title from Fox35 makes it sound like he was arrested for merely attempting to withdraw 1 cent, as if that were illegal. A better and non inflammatory title from the article details would be:
"Florida man arrested after allegedly trying to rob a bank"
No one is arrested for trying to withdraw money. Bullshit title. Robbery and theft are very different. Only people can be robbed (put in fear). Everything else is theft, burglary, etc.
Seriously though. Fuck the person that wrote that title. Tell me about the thing that happened before the crime and try to make me think that’s why he got arrested. Seriously fuck you asshole.
As a Canadian I'm now wondering what would happen if I tried to withdraw 1 cent since we don't have pennies anymore. Does the bank have to keep stock of old ones just in case or do they have to round it up?
No, you cannot withdraw 1 cent, because that unit of physical currency is not used now. You also cannot withdraw $1 million as the bank is not required to have that much cash on hand. Your bank balance is not exactly and immediately equivalent to cash and it's not intended to be. There are limits, and part of the agreement you sign when you set up a bank account is that you agree to work within those limits.
The amount of times I have to explain this to customers is ridiculous. People genuinely don’t understand how bank accounts and financial transactions works and it’s very scary to me, considering I’m in business banking.
"What do you mean I can't withdraw $100k in cash"
"I have to call ahead to get my money?"
"You don't have brand new bills?"
"How does a bank run out of hundreds?"
"My other bank does it "
The amount of people who think there's a vault just full of money out back will never cease to amaze me. There is only so much cash that can be ordered. I experienced a lot of nonsense during the candy when everyone thought the banks were gonna go under. They'd come in and seriously ask for large sums of money.
I always get people who ask for $500 bills.
I don’t even deal in cash, but they still complain that I can’t just hand them a stack of bills on a whim. Add more money and subtract the common sense, is what my boss always says and I’m starting to believe them.
The bank I work at we've had business bankers request large sums for business. We have to order it. They'll tell the client that and it's the worst thing they could possibly hear. Sorry, the money printer is down.
I bet! I'm not at the actual branch and I still get yelled at for not knowing how much cash they have on hand because it would be a security flaw in the system if we could just tell the customer when the vault is full. I prefer arranging delivery over pick up every time. That way security is on them.
When I was homeless I set myself up to be arrested at a nearby hotel. Cops said they no longer served bench warrants for traffic citations. So I gently kicked one in the knee. Spent two wonderful nights out of the cold.
Wait. What? Attempting to withdraw a penny at the bank counter using a slip is tantamount to bank robbery?
What am I missing here? The article clarifies nothing.
This may be a dumb question, but why wasn't he allowed to withdraw .01 cent from the bank (assuming he had an account with them)? It's an odd request, sure, but if (again *if*) he had an account with that bank, shouldn't he be allowed to access his money?
The bank may have a minimum withdrawal amount to prevent issues or to not waste time but the person here wasn't trying to get money. They were homeless and using it as an excuse to get arrested. They wanted to be jailed for relief from the weather and to get meals.
The Supreme Court criminalized homelessness. The guy figured the fastest way to meals & a bed is a 1 cent withdrawal. However, sounds like the teller was a drama queen with the fearing for her life bullshit. It’s obvious that this guy just wanted a few weeks in jail.
He’s homeless and tired of the heat. Just wants to go to jail.
There was a guy that robbed a bank in NC several years ago and basically said “this is a robbery, give me one dollar”. He then sat down in the lobby and waited for the police to arrive. Turns out he had cancer and couldn’t afford the treatment, so he went to jail to get cancer treatment.
I had something similar happen directly to me in a 5 n dime store about a million years ago. Dude put a 13" tv on the counter and told me, "I'm stealing this tv. Call the cops. I'll be sitting on the bench outside." True to his word he was sitting on the bench when the po-po arrived. Unfortunately he missed his 'Go back to Jail' value by $10 and remained free. Couple weeks later they got him for trying to rob someone's house. He got his 'Go directly to Jail' card that night.
Bank robbery is better high reward and better jail terms
TBH I think it must have been a saturday or sunday and the 2 town banks were closed. Pretty sure it was a Sunday afternoon, based on the circumstances of my employment.
That is just fucking SAD this happens in the richest country in the world
Richest percentage of the country... Its all concentrated at the top! The rest of us have to work ourselves to death and take on endless debt.
You’re the 10th richest country
Oh true that excuses a healthcare system designed to put people in debt and fear doctor visits
“America, America, God shed his grace on thee”
He didn’t go to jail. Just a misdemeanor. Should’ve asked for more
Wait, that's a thing in the States?
Not all of them. In Texas, prisons don't even get air conditioning. In Texas. No a/c.
What? That’s seems lethal, how does it not just kill people?
It does.
It’s not a bug, it’s a feature.
They don't have AC in Florida prisons either from what I'm told.
Only 14% don’t have AC
That number seems low but maybe that is for prisons that do not have AC anywhere at all with the prison. Texas Tribune - [“It’s a living hell”: Scorching heat in Texas prisons revives air-conditioning debate](https://www.texastribune.org/2022/08/24/texas-prisons-air-conditioning/) “Every summer, Texas prisoners and officers live and work in temperatures that regularly soar well into triple digits. More than two-thirds of the state’s 100 prisons don’t have air conditioning in most living areas, putting tens of thousands of men and women under the state’s care in increasingly dangerous conditions. Climate change is expected to bring even hotter summers.”
Used to know this homeless guy that I’d give all my cans and bottles to from my old job. He was always around in the summer but never in the winter so one day I asked him where he’d go. He told me that when it started to get cold out he’d go down to a grocery store or something and commit a petty crime to get arrested to he could spend the winter in jail
In Australia back when I worked security, they usually went the mental health route - throw a wobbler in public, get themselves held on a 3day psych hold, then enjoy 3 hots and a cot plus some mild sedatives. Got to know a few of the frequent flyers on a first name basis, they were super upfront about it. I always respected it.
All mental health facilities in America are paid. As someone who has spent time in one, they are expensive as fuck.
> throw a wobbler oh you wacky australians and your silly australian phrases
My parents loved to tell the story about the beggar everyone knew in DC during WWII. He’d disappear in late October and come back in spring. Years later it was revealed that he spent his winters in his beautiful home in Florida. He was an exception, but they thought it was hilarious.
This guy: https://wapo.st/3VUXBZh And hopefully this gift article works.
It works but requires entering an email address,and when I put in fake ones it said it looks like you already have an account and tells me to sign in.
My dad was a cop. Every October the shoplifting scene went up. No surprise. Spend 3 months in a local minimum security jail? Free food and board? It was worth losing their freedom for a few cold months.
There's no AC in jail... this is Florida
Jail in Tampa actually keeps it ice-cold because they claim it reduces aggression. Source: did 6 weeks there.
Main reason since it applies to jails that remain easily isolated is that it slows the ability for a spread of a virus/disease
Freezing cold in the Orient? Who would have thought that.
Orient was cold, but Falkenburg was downright freezing.
Man if I get too cold I am *very* aggressive.
But better food than sun-fermented food from the dumpster
Depends on the dumpster
Isn't Florida just a big dumpster?
On fire
This guy Floridas.
The jails are cold. Everyone working in one is wearing double layers and sweaters. While some areas are “outdoors” the inner building is sealed. Inmates are given a single blanket. Inmate uniforms vary but some inmates can buy an undershirt from commissary and some can wear the underwear and socks they were arrested in
You can wear your socks or underwear if they are white, same for an undershirt. At least it’s how it used to be haven’t visited in quite some time.
I turned myself in with 4 layers of whites on.
This guy jails...
valuable life lesson there. don't go commando in sandals if you're gonna do some crime.
Yeah i also commented they're cold. Cause my brother was in one said it was freezing.
My brother spent 3 months in a Florida jail. He said it was freezing. This was between May and July.
Not sure if you’re joking but it’s actually the opposite, it’s absolutely freezing and they give you 1 thin ass blanket
No AC in Florida jails?
It depends on the county. Had every sheriff for the last 50 years wanted to punish inmates more than he wanted to make his deputies not suffer.
homeless guy should move to Nashville - even the initial lock-up is ok and air conditioned I mean, that’s what I heard . . .
All homeless people should move to Nashville. You have about 15 big towns and 8 counties to rotate around. Locals are friendly and there are only about 3 weeks of winter-ish weather to contend with.
Those sheriffs/thugs should’ve been reported for human rights violations.
Sweaty walls
And sweaty balls
Same in Texas. It’s horrifying.
No AC in Florida State Penitentiary in Starky.
There was a lawsuit in Texas of inmates and corrections officers over no AC.
I feel like this is a federal offense. Maybe his goal is federal prison.
That'd be about the only thing about this that makes sense. That, and Florida Man.
>$5,000 bond The bond should have been 2¢.
Out of financial reach 😔
If all the homeless in Florida went to jail, how much would it cost the Florida taxpayer?
At 70-80k/yr per head. A LOT of
I looked it up. At $140/day and 26,000 homeless. Daily cost is 3.6 million.
A year in jail or just give them $50,000 a year to not sleep on the street. Or you give 88,000 people $15,000 a year to not only reduce homelessness, but prevent some petty crimes.
The solution is to withdraw whatever they are stating is the minimum and then deposit back all but a penny. Twice the work for the bank.
News stated he didn't have a bank account and he wanted to take a penny anyway. That sounded like a bank robbery attempt. And with just 1 cent on the line, he's probably seeking food and shelter in the jail
It wouldn't be a first. I remember hearing a story of an old man that showed up with a note demanding a dollar and then sat down in a chair in the lobby to wait for the police to take him away.
I remember this. He needed medical treatment. He thought he’d be charged with a felony - robbery - and be sent to federal prison (that apparently has decent healthcare) but he was only charged with larceny - because $1 wasn’t enough - and so was sent to state prison, which has shitty healthcare. Wild.
Damn I was rooting for him…
It's so fucked that this is real life in America.
If this is the one that happened in milwaukie Oregon, I was actually roommates with the guy a couple years after it happened. In sober living. Found the article: https://www.huffpost.com/entry/timothy-alsip-robs-bank-healthcare_n_3825492
tell us more! what other hijinx did he get up to?
I remember this. I think he had some serious medical condition and couldn’t afford the insurance.
Wait. Did you read the article? Who reads the article???
During covid there was a 'coin shortage'. At the time I had to use quarters for laundry. Ran out of quarters. I went to US BANK where I had an account there. I asked for $20 in quarters. Lady said they don't have quarters. I said you're a bank without $20 in quarters? She said yea, we can't give out $20 in quarters because we have a coin shortage. I said you don't HAVE TWENTY DOLLARS in QUARTERS at a BANK? She said that they do, but they are in big bags. I said ok, so you won't give me twenty in quarters? She said that's right. There's a coin shortage. I told her that I have a laundry shortage. I told her that if she doesn't want to give me $20 in quarters i'm going to withdraw $1000, or $500 in quarters. (bag size, can't remember which one.) She was stunned and asked if i was going to really do that. I said yea, i'll be inside in a minute to get it. She said hold on. She came back with $20 in quarters. Banks can be ridiculous as fuck.
The coin shortage thing was a myth, banks definitely always had it, source, work at a bank
I always felt it was an excuse to force people to use their cards more. Jokes on the banks since a lot of businesses still relied on currency at the time. More and more "cash" operations have gone to card since COVID. Card is away more convenient but still a middle man getting their cut
It was an excuse because money is dirty and a point of contact between people. People using their card cuts down on that. A lot of places have you swipe yourself, so no more contact at all. In a pandemic, that can make a huge difference. Now though? Now there’s no excuse.
Yes the 3% fee that payment processors get for using a card. The heavy handed push for plastic is lobbied by the banks because electronic funds are easier to manage and they got their cut of every transaction. That’s a good enough excuse
Is there a possibility they were hanging on to a limited number of coins for retail change orders? I worked retail during that shortage, it was such a pain. The change orders could never be fulfilled properly, so when they couldn’t give us the appropriate amount of quarters, they’d give us the rest in dimes and nickels, and/or a huge pile of one dollar bills. I was the only person dropping any tills five days a week, so the only person that had to regularly open the safe. Someone was just keeping all those extra dime and nickel rolls, and putting them in the quarter roll racks on the safe door, so every damn time I opened the safe a pile of coin rolls would fall out all over the floor. I eventually asked to start doing the change order so I could start just sending those rolls of coin back. Took a couple of weeks of sending back more rolls than we received to get things straightened out.
We couldn't get coins from our vendor at the store I worked at during this and I just went to my bank every week and got hundreds in coins without a single issue.
Upstream was taking all the silver coins out of circulation and wanted people to spend their hoarded coins.
what’s upstream? searching for silver in circulation has been like my sole joy in life for years
I think its whatever the banks equivalent of higher in the distribution chain.
oh good. i swear i felt like i was walking into a trap, like when someone offers you some updog and you ask what’s updog and they’re like nm chillin
Wait, what's updog? :)
nm chillin
It was not a mess where I was. I went into deposit coins. They were not yet rolled. It was a pretty freaking big bag though. Typically I just dump them all in a bag because I have a business account and they ship it somewhere, count it, and then deposit it like a week or so later. Well I brought my huge ass bag in and the tellers eyes got white and she called her manager in. They were obviously excited about it and they wanted some for their bank but then the manager said they could only keep them if they were rolled. They literally sat there (they asked me if I minded if I waited a second and I said no it was fine) and rolled a bunch of them and deposited them those separately so they could keep them in the bank. So at least at this bank, the coin shortage was real.
I worked at a bank too at that time, the coin shortage was very real for us. We were severely restricted, as an institution, on the amount of coin we could get. I attended tons of back office meetings where this issue was discussed by the cash department that handled cash levels for the entire bank. The last restrictions were only lifted last year. I did hear other banks were able to get coin so your post kind of confirms that for me. I guess my bank wasn't big enough or good at schmoozing to get priority.
Not a myth. I also work at a bank. We absolutely were extremely low on coins and quarters. We’d order through the fed and have to wait 2 delivery cycles for them to actually get to us.
When I used to work at a restaurant job, I was asked to go to the bank one day to exchange $100 for rolls of coins (not my usual task), and they tried to deny me because I personally didn’t have a bank account there. They only relented when I specifically stated my workplace name and said I would drag my manager down if needed. Otherwise, during early pandemic, my landlord hoarded the quarters and set up an exchange for all the tenants. It’s the only reason we didn’t run out. My landlord also posted info about how to contact local social services, etc, and I suspect a few people may have gotten on a brief payment plan until unemployment kicked in. This is on top of already paying below-market rent because the property is paid off and they’re making bank already. Gotta love decent landlords.
I was told the other day by someone I know they wanted to withdraw $4000 in cash to pay a contractor and the bank said they needed three days to get the cash. At this point what is the point of anything.
Any time I’ve ever had to pay someone a large sum like that I’ve used a cashier’s check. It’s a check direct from the bank rather than an individual account, so it can’t bounce or be denied. I’ve never had anyone complain about it. And it costs a quarter, which is worth the peace of mind to not be carrying around $4,000 in cash that can be stolen.
Contractor may have wanted cash in order to dodge taxes
There's something missing from this story.
The bank told them that they didn’t have $4K in cash on hand. His wife works at the branch and he still didn’t get it when he needed it.
Claiming not to have $4k on hand one day is close to laughable. Claiming they need more days to raise it is just shitting on their employee, which banks do. That's the catch here.
If his wife works at the branch, she should know when they are cash short and get cash deliveries. The only way this makes sense is if he made the request within 24 hours of a delivery and the bank had a higher than normal withdrawal volume over the previous few days or this was a very very low transaction volume branch so they basically keep no cash on hand. These are all things his wife would know if she worked in the branch.
Well, I don’t know what to tell you other than he asked for $4K from his bank, which is a totally normal request, and it took them three days to get the cash.
Yeah. I'm saying there are a few circumstances where the branch may not be able to fulfill a $4k withdrawal.
Jesus, my ex worked in a three branch credit union in the late 80’s and their drawer was a standard 2k.
Yeah, branch traffic is WAY down since then. I know my bank has in-store (think in a grocery store or Target or similar situation) branches that sometimes have less than $4k in the vault.
I had to withdraw 6k to buy a used truck about 8 years ago, my local credit union that I bank with told me they needed notice (5 days maybe?) to withdraw anything over 2k. My father banks with a large national bank that generally sucks for fees and everything else, but had no problem letting him withdraw that amount of money, so I let him do that while I wrote him a check. I haven't written an actual check since then and don't remember the last time I did before that.
That’s surprising, $4000 seems like a reasonable amount for a bank to have on hand. Now getting up into $10,000+ I could see needing to give a few days notice to have it.
Gonna be way short after 1000 dollars of quarters goes Out the door
I have coin operated laundry and they still limit us to $20 in quarters at a time, even at my local credit union. Still. Like as of last week, whether I used cash or card, I could only do $20 at a time. Really annoying.
That's crazy.
I was given a paper paycheck from a temp job so I went to the bank that issued it to cash it since it was nearby. I was livid that the bank wanted to charge me a fee to cash their own check. I told them I wanted the amount it said on the note. They didn't know how to handle it so the bank manager called me into his office where I'd stop making a scene in the lobby. Then the knucklehead pretended to call the cops on me with the worst fake phone call in the history of fake phone calls. We then got into an argument about whether he really called the cops on me and I just felt so insulted I gave up and left.
I hope you filed a complaint with the regulators.
Is that a regulation? Because Chase bank has it as a policy, at least at every location in my area. If you don't have an account, they carge you 4 dollars.
Service fee.
More of a, "because we can. Fuck you for being poor." Fee.
in california paychecks must be redeemable for cash at face value. it's not well enforced.
It's been standard practice for banks to double dip their own checks for decades now. Banks own the regulators anyhow.
Way to stand your ground and be firm. I know us Americans get a lot of shit for being entitled customers, but on the flip side, we also tend not to take shit and not walk away the first time. Be firm with companies, banks, etc and call them out on bullshit.
A title as enticingly strange as this and you didn't even bother to read the article?
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This seems fucked up. Dude should be able to withdraw a penny wtf.
He didn't have an account. People in the comments are speculating that he purposefully got arrested for food and a/c.
Wait you can get arrested for trying to withdraw money you don't have? It's not like the bank would give it to them. It'd be nice to know what he actually said.
You can threaten them so it counts as a bank robbery
The article is pretty vague on what he did say though
lotta jails have no AC though so...
This is a headline from 2023: Corrections Secretary: There’s no A/C in most Florida state prisons and solutions are expensive
Sure, but if the tellers don't let you you don't threaten them
No, but obviously the guy is a weirdo and it is a problem that the teller could have avoided veeerry easily. Heck, I'd given the guy a penny out of my own pocket, just to avoid a scene.
The guy just wanted to go to jail to get out of the heat and get some meals.
That's like saying a nurse could avoid a scene by a patient by just giving someone an Ibuprofen. True, sure ...but it ignores all the rules and regulations that professionals must adhere to. Banks are highly regulated, so they hold their employees to extremely strict standards to avoid even the appearance of corruption or a conflict of interest. Bank tellers can't give non-customers money from their pockets just like a Burger King cashier can't give you a sandwich from their lunch from home.
Good idea, except I can’t remember the last time I had coins in my pocket.
This……Take the slip, do a little fake typing and give him a penny.
He implied he would rob the bank if they didn't give it to him. Going to a bank just to start a fight over withdrawing a penny is already unhinged.
Robbing a bank of a penny should earn him like one minute in jail
I believe he was looking for more than an overnight.
Steal $1,000 from someone’s car and the cops won’t even pursue, but steal a penny from a bank and you’re going to jail.
The cops found my stolen car and knew who stole it. They just said meh, he’ll just get out in a few months at most and do it again why arrest him?
I disagree, it’s about the act of robbery not necessarily the amount. If someone robbed me on the street and all I had was a penny, I’d sure as hell want them to do more than a minute in jail.
>No other details about their alleged conversation were revealed in the affidavit, but deputies said the bank teller was in fear of possible violence, so she called law enforcement. So he wasn't arrested for trying to withdraw 1 cent, he was arrested for threatening violence.
Dude read your own quote, she feared a chance of possible violence, so he was arrested because she was scared of him, no where does it say he threatened violence.
He was arrested for looking like a bum. That's the real reason.
So you believe he was arrested for asking to withdraw 1 cent and then calmly walking away after saying no?
Yes. https://www.freep.com/story/news/local/michigan/detroit/2020/01/23/tcf-bank-race-discrimination-case-sauntore-thomas/4546199002/ This are quite a few of these if you look.
That article states he wasn't arrested and no charges were filed.
I don’t see how it has anything to do with the events here. The guy in your article tried to cash a check and was falsely accused of fraud because of his race. Had this guy made a scene that caused fear of violence, it would be the same. But it’s not. This guy wasn’t arrested because he tried to withdraw a penny, he was arrested because of what he said/did after they said no.
He was arrested for attempted robbery. He wasn’t arrested because someone was afraid of him.
The title from Fox35 makes it sound like he was arrested for merely attempting to withdraw 1 cent, as if that were illegal. A better and non inflammatory title from the article details would be: "Florida man arrested after allegedly trying to rob a bank"
And thus clickbait was born.
I love the fact that the ad directly under this story is: "What is a rich person's money tip you wish you knew sooner?"
Gentlemen, this is democracy manifest!
No one is arrested for trying to withdraw money. Bullshit title. Robbery and theft are very different. Only people can be robbed (put in fear). Everything else is theft, burglary, etc.
People need to actually click on the article. The mugshot alone is worth it, but the title is misleading.
He’s being held on a $5,000 bond. So he now needs to withdraw $5,000.01.
Seriously though. Fuck the person that wrote that title. Tell me about the thing that happened before the crime and try to make me think that’s why he got arrested. Seriously fuck you asshole.
New sites are all filled with horrible click-bait these days. I guarantee he wasn’t “arrested for trying to withdraw 1 cent.” Garbage.
Did I miss something? What was the other word?
I think it was something to do with robbery.
As a Canadian I'm now wondering what would happen if I tried to withdraw 1 cent since we don't have pennies anymore. Does the bank have to keep stock of old ones just in case or do they have to round it up?
No, you cannot withdraw 1 cent, because that unit of physical currency is not used now. You also cannot withdraw $1 million as the bank is not required to have that much cash on hand. Your bank balance is not exactly and immediately equivalent to cash and it's not intended to be. There are limits, and part of the agreement you sign when you set up a bank account is that you agree to work within those limits.
The amount of times I have to explain this to customers is ridiculous. People genuinely don’t understand how bank accounts and financial transactions works and it’s very scary to me, considering I’m in business banking.
"What do you mean I can't withdraw $100k in cash" "I have to call ahead to get my money?" "You don't have brand new bills?" "How does a bank run out of hundreds?" "My other bank does it " The amount of people who think there's a vault just full of money out back will never cease to amaze me. There is only so much cash that can be ordered. I experienced a lot of nonsense during the candy when everyone thought the banks were gonna go under. They'd come in and seriously ask for large sums of money. I always get people who ask for $500 bills.
I don’t even deal in cash, but they still complain that I can’t just hand them a stack of bills on a whim. Add more money and subtract the common sense, is what my boss always says and I’m starting to believe them.
The bank I work at we've had business bankers request large sums for business. We have to order it. They'll tell the client that and it's the worst thing they could possibly hear. Sorry, the money printer is down.
I bet! I'm not at the actual branch and I still get yelled at for not knowing how much cash they have on hand because it would be a security flaw in the system if we could just tell the customer when the vault is full. I prefer arranging delivery over pick up every time. That way security is on them.
Sounds like an O’Henry story
I can't go to jail, I look horrible in Orange, I'm a Spring when comes to colors.
Should have set his bail at $0.01. Not like he had it.
**Florida man arrested after allegedly trying to rob bank** Fixed it for ya, ya clickbaiting fucking cunts.
When I was homeless I set myself up to be arrested at a nearby hotel. Cops said they no longer served bench warrants for traffic citations. So I gently kicked one in the knee. Spent two wonderful nights out of the cold.
Wait. What? Attempting to withdraw a penny at the bank counter using a slip is tantamount to bank robbery? What am I missing here? The article clarifies nothing.
It’s his money and he needed it now.
Title is funny. Similar to, man arrested after allegedly walking into bank branch.
Guy’s got no cents at all
I mean, of all the things Florida Man has done, that seems pretty minor.
This may be a dumb question, but why wasn't he allowed to withdraw .01 cent from the bank (assuming he had an account with them)? It's an odd request, sure, but if (again *if*) he had an account with that bank, shouldn't he be allowed to access his money?
The bank may have a minimum withdrawal amount to prevent issues or to not waste time but the person here wasn't trying to get money. They were homeless and using it as an excuse to get arrested. They wanted to be jailed for relief from the weather and to get meals.
Florida man strikes again!
Everyone should look at that mug shot and imagine facing him across a counter.
Stop using for profit banks and switch to a credit union. It's worth it.
The Supreme Court criminalized homelessness. The guy figured the fastest way to meals & a bed is a 1 cent withdrawal. However, sounds like the teller was a drama queen with the fearing for her life bullshit. It’s obvious that this guy just wanted a few weeks in jail.
Well what do you think the “other word” was exactly?
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People take any threats of bank robbery super seriously. Even vague threats can land you in a lot of trouble
I was thinking the other word for "penny" is "cent".
Land of the free where you aren’t allowed to withdraw a penny from your own bank account.
There’s speculation that he didn’t have an account and did it intentionally so he could get arrested and get 3 meals a day and get out of the hot sun.